Glossary

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Amount from gift.	addendum	annual housing survey (AHS)
aggregate adjustment	additional insured	annual mortgage statement
Annual property tax	add-on interest	annual percentage rate (APR)
Annual hazard insurance	adjustable rate mortgage (ARM)	annuity
A and D loan	adjusted basis	annuity starting date
A-credit mortgages	adjusted gross income	ANSI
AAA tenant	adjusted sales price	AOT
abandonment	adjustment interval	apartment
abatement (rental)	adjustment period	apartment hotel
abatement (tax)	adjustment period cap	applicant
above par	admitted insurer	application fee
absentee ownership	advance	apportionment
absorption	advance commitment (conditional)	appraisal
absorption rate	adverse possession	Appraisal Institute
abstract of title	affidavit	appraiser
abstraction	after-acquired property	appreciation
ACC	after-tax cash flow	appurtenance
accelerated cost recovery system (ACRS)	agency	APR
accelerated depreciation	agent	arbitrage
accelerated remittance cycle (ARC)	aggregate analysis	ARC
acceleration clause	aggregate deductible	architect's inspection certificate
acceptance	aggregate limit of liability	ARM
acceptance letter	agreed amount	arm's length transaction
access rights	agreed amount endorsement	ARO
accident	agreement for deed	arrears
accident and health premium	agreement for sale	artificial intelligence(AI)
accommodation paper	AHS	ARU
accommodation party (endorser)	AI	asbestos
accounts payable	air rights	ask or asking price
accounts receivable	air space	assemblage
Accredited Residential Originator (ARO)	AITD	assessed valuation
Accredited Residential Underwriter (ARU)	alienation	assignment of trade (AOT)
accretion	alienation clause	assignor
accrual basis of accounting	all-cash offer	assumption
accrual bonds	all-inclusive trust deed (AITD)	assumption agreement
accrued interest	allocation method	assumption fee
ACH (Automatic Clearing House)	allowance for vacancy and income loss	assumption of mortgage
acknowledgement	ALTA	at-risk rules
accord form	alternative documentation	attachment
acquisition and development loan (A and D loan)	alternative mortgage instrument	at-the-money
acquisition cost	AM Best rating	attorney-in-fact
acquisition loan	amenity	attornment
acquittance	American Land Title Association (ALTA)	attornment agreement
acre	American National Standards Institute (ANSI)	audit
ACRS	amortization	automated clearing house (ACH)
act of God	amortization schedule	automatic program
action to quiet title	amount realized	average life of a mortgage
actual cash value	amount to make the project operational (AMPO)	average rate of return
actual/actual	AMPO	avulsion
ad valorem taxes	anchor tenant	Annual property tax
ADA compliance	annual contributions contract (ACC)	Annual hazard insurance
adaptive re-use

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