Rates Effective as of 3/16/2010


  1. The rates displayed for Conforming loan programs are based on a property value of $125,000 and a loan amount of $100,000.
  2. The rates displayed for Jumbo loan programs are based on a property value of $562,500 and a loan amount of $450,000.
  3. The rates displayed for Other loan programs are based on a property value of $450,000 and a loan amount of $360,000.
  4. The rates displayed for Second mortgages are based on a property value of $125,000 and a loan amount of $25,000.
  5. The rates displayed for Jumbo Conforming loan programs are based on a property value of $525,000 and a loan amount of $420,000.

Actual rates for your transaction may vary depending on your specific terms.

Please use our Detailed Rate Quote Page for a complete list of rates adjusted to your specific transaction terms.

30 Yr. Fixed Rate; 2025
RatePointsMarginAPREst Closing Costs
4.500%3.500%NA4.956%$4,949.00
4.625%2.625%NA5.004%$4,074.00
4.750%1.875%NA5.063%$3,324.00
4.875%1.375%NA5.145%$2,824.00
5.000%0.750%NA5.215%$2,199.00
20 Yr. Fixed Rate; 2027
RatePointsMarginAPREst Closing Costs
4.500%3.250%NA5.094%$4,699.00
4.625%2.375%NA5.112%$3,824.00
4.750%1.625%NA5.146%$3,074.00
4.875%1.125%NA5.212%$2,574.00
5.000%0.750%NA5.293%$2,199.00
15 Yr. Fixed Rate; 2028
RatePointsMarginAPREst Closing Costs
3.875%2.500%NA4.498%$3,950.00
4.000%1.500%NA4.470%$2,950.00
4.125%0.500%NA4.444%$1,950.00
4.250%0.125%NA4.513%$1,575.00
4.375%0.000%NA4.621%$1,450.00
10 Yr. Fixed Rate; 2029
RatePointsMarginAPREst Closing Costs
3.875%2.500%NA4.774%$3,950.00
4.000%1.500%NA4.678%$2,950.00
4.125%0.500%NA4.584%$1,950.00
4.250%0.125%NA4.629%$1,575.00
4.375%0.000%NA4.729%$1,450.00
3/1 ARM; 2032
RatePointsMarginAPREst Closing Costs
3.250%2.750%2.750%3.506%$4,199.00
3.375%2.250%2.750%3.493%$3,699.00
3.500%1.750%2.750%3.480%$3,199.00
3.625%1.250%2.750%3.467%$2,699.00
3.750%0.750%2.750%3.455%$2,199.00
5/1 ARM; 2033
RatePointsMarginAPREst Closing Costs
3.500%2.375%2.750%3.582%$3,824.00
3.625%1.875%2.750%3.586%$3,324.00
3.750%1.375%2.750%3.589%$2,824.00
3.875%1.125%2.750%3.614%$2,574.00
4.000%0.750%2.750%3.629%$2,199.00
7/1 ARM; 2034
RatePointsMarginAPREst Closing Costs
4.125%1.875%2.750%3.891%$3,324.00
4.250%1.500%2.750%3.920%$2,949.00
4.375%1.125%2.750%3.950%$2,574.00
4.500%0.875%2.750%3.990%$2,324.00
4.625%0.750%2.750%4.042%$2,199.00
10/1 ARM; 2035
RatePointsMarginAPREst Closing Costs
4.250%1.875%2.750%4.124%$3,324.00
4.375%1.500%2.750%4.173%$2,949.00
4.500%1.125%2.750%4.222%$2,574.00
4.625%0.875%2.750%4.282%$2,324.00
4.750%0.750%2.750%4.353%$2,199.00
5 Year Balloon; 2036
RatePointsMarginAPREst Closing Costs
4.500%1.625%NA5.274%$3,074.00
4.625%1.125%NA5.281%$2,574.00
4.750%1.000%NA5.379%$2,449.00
4.875%0.875%NA5.476%$2,324.00
5.000%0.750%NA5.573%$2,199.00
7 Year Balloon; 2037
RatePointsMarginAPREst Closing Costs
4.500%2.125%NA5.180%$3,574.00
4.625%1.750%NA5.239%$3,199.00
4.750%1.250%NA5.274%$2,699.00
4.875%0.875%NA5.333%$2,324.00
5.000%0.750%NA5.437%$2,199.00
30 Yr Jumbo Fixed; 4452
RatePointsMarginAPREst Closing Costs
5.500%1.750%NA5.714%$9,435.00
5.625%1.250%NA5.794%$7,185.00
5.750%0.875%NA5.885%$5,497.00
5.875%0.500%NA5.977%$3,810.00
6.000%0.000%NA6.056%$1,560.00
15 Yr Jumbo Fixed; 4453
RatePointsMarginAPREst Closing Costs
4.875%1.500%NA5.189%$8,310.00
5.000%1.000%NA5.238%$6,060.00
5.125%0.250%NA5.249%$2,685.00
5.250%0.125%NA5.356%$2,122.00
5.375%0.000%NA5.462%$1,560.00
3/6 Jumbo LIBOR ARM; 4454
RatePointsMarginAPREst Closing Costs
4.375%1.500%2.250%3.172%$8,310.00
4.500%1.125%2.250%3.170%$6,622.00
4.625%0.750%2.250%3.168%$4,935.00
4.750%0.375%2.250%3.166%$3,247.00
4.875%0.000%2.250%3.164%$1,560.00
5/6 Jumbo LIBOR ARM; 4455
RatePointsMarginAPREst Closing Costs
4.625%1.625%2.250%3.510%$8,872.00
4.750%1.125%2.250%3.514%$6,622.00
4.875%0.625%2.250%3.518%$4,372.00
5.000%0.125%2.250%3.522%$2,122.00
5.125%0.000%2.250%3.558%$1,560.00
7/6 Jumbo LIBOR ARM; 4456
RatePointsMarginAPREst Closing Costs
5.125%1.625%2.250%4.006%$8,872.00
5.250%1.125%2.250%4.025%$6,622.00
5.375%0.875%2.250%4.067%$5,497.00
5.500%0.375%2.250%4.086%$3,247.00
5.625%0.000%2.250%4.117%$1,560.00
10/6 Jumbo LIBOR ARM; 4457
RatePointsMarginAPREst Closing Costs
5.375%1.375%2.250%4.494%$7,747.00
5.500%0.875%2.250%4.533%$5,497.00
5.625%0.500%2.250%4.584%$3,810.00
5.750%0.125%2.250%4.635%$2,122.00
5.875%0.000%2.250%4.710%$1,560.00
30 Yr Alt-A Fixed; 4458
RatePointsMarginAPREst Closing Costs
5.625%1.500%NA5.922%$2,950.00
5.750%1.000%NA6.002%$2,450.00
5.875%0.500%NA6.081%$1,950.00
6.000%0.250%NA6.184%$1,700.00
6.125%0.000%NA6.287%$1,450.00
15 Yr Alt-A Fixed; 4459
RatePointsMarginAPREst Closing Costs
5.000%1.000%NA5.411%$2,450.00
5.125%1.125%NA5.558%$2,575.00
5.250%0.625%NA5.606%$2,075.00
5.375%0.125%NA5.654%$1,575.00
5.500%0.000%NA5.761%$1,450.00
60/6 Alt-A ARM; 4461
RatePointsMarginAPREst Closing Costs
4.750%1.750%2.250%3.664%$3,200.00
4.875%1.250%2.250%3.668%$2,700.00
5.000%0.750%2.250%3.672%$2,200.00
5.125%0.375%2.250%3.687%$1,825.00
5.250%0.000%2.250%3.702%$1,450.00
84/6 Alt-A ARM; 4462
RatePointsMarginAPREst Closing Costs
5.250%1.750%2.250%4.183%$3,200.00
5.375%1.500%2.250%4.226%$2,950.00
5.500%1.000%2.250%4.245%$2,450.00
5.625%0.500%2.250%4.265%$1,950.00
5.750%0.000%2.250%4.284%$1,450.00
120/6 Alt-A ARM; 4463
RatePointsMarginAPREst Closing Costs
5.625%1.250%2.250%4.808%$2,700.00
5.750%1.000%2.250%4.872%$2,450.00
5.875%0.750%2.250%4.935%$2,200.00
6.000%0.375%2.250%4.987%$1,825.00
6.125%0.000%2.250%5.039%$1,450.00
30 Yr. Fixed Rate Super Conforming; 9448
RatePointsMarginAPREst Closing Costs
5.000%3.750%NA5.393%$17,309.00
5.125%2.875%NA5.439%$13,634.00
5.250%2.125%NA5.497%$10,484.00
5.375%1.625%NA5.578%$8,384.00
5.500%1.000%NA5.646%$5,759.00
15 Yr. Fixed Rate Super Conforming; 9449
RatePointsMarginAPREst Closing Costs
4.375%2.750%NA4.879%$13,109.00
4.500%1.750%NA4.851%$8,909.00
4.625%0.750%NA4.824%$4,709.00
4.750%0.375%NA4.893%$3,134.00
4.875%0.250%NA5.000%$2,609.00
5/1 Adjustable Rate Super Conforming; 9450
RatePointsMarginAPREst Closing Costs
4.000%3.875%2.750%3.805%$17,834.00
4.125%3.375%2.750%3.808%$15,734.00
4.250%2.875%2.750%3.811%$13,634.00
4.375%2.625%2.750%3.837%$12,584.00
4.500%2.250%2.750%3.851%$11,009.00

 

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