Rates Effective as of 3/18/2010


  1. The rates displayed for Conforming loan programs are based on a property value of $125,000 and a loan amount of $100,000.
  2. The rates displayed for Jumbo loan programs are based on a property value of $562,500 and a loan amount of $450,000.
  3. The rates displayed for Other loan programs are based on a property value of $450,000 and a loan amount of $360,000.
  4. The rates displayed for Second mortgages are based on a property value of $125,000 and a loan amount of $25,000.
  5. The rates displayed for Jumbo Conforming loan programs are based on a property value of $525,000 and a loan amount of $420,000.

Actual rates for your transaction may vary depending on your specific terms.

Please use our Detailed Rate Quote Page for a complete list of rates adjusted to your specific transaction terms.

30 Yr. Fixed Rate; 2025
RatePointsMarginAPREst Closing Costs
4.500%3.125%NA4.921%$4,574.00
4.625%2.500%NA4.992%$3,949.00
4.750%1.875%NA5.063%$3,324.00
4.875%1.125%NA5.122%$2,574.00
5.000%0.750%NA5.215%$2,199.00
20 Yr. Fixed Rate; 2027
RatePointsMarginAPREst Closing Costs
4.500%2.875%NA5.047%$4,324.00
4.625%2.250%NA5.096%$3,699.00
4.750%1.625%NA5.146%$3,074.00
4.875%0.875%NA5.181%$2,324.00
5.000%0.750%NA5.293%$2,199.00
15 Yr. Fixed Rate; 2028
RatePointsMarginAPREst Closing Costs
3.750%2.750%NA4.409%$4,200.00
3.875%2.250%NA4.459%$3,700.00
4.000%1.000%NA4.393%$2,450.00
4.125%0.250%NA4.406%$1,700.00
4.250%0.000%NA4.494%$1,450.00
10 Yr. Fixed Rate; 2029
RatePointsMarginAPREst Closing Costs
3.750%2.750%NA4.702%$4,200.00
3.875%2.250%NA4.718%$3,700.00
4.000%1.000%NA4.567%$2,450.00
4.125%0.250%NA4.529%$1,700.00
4.250%0.000%NA4.602%$1,450.00
3/1 ARM; 2032
RatePointsMarginAPREst Closing Costs
3.250%2.625%2.750%3.495%$4,074.00
3.375%2.125%2.750%3.482%$3,574.00
3.500%1.625%2.750%3.470%$3,074.00
3.625%1.125%2.750%3.457%$2,574.00
3.750%0.750%2.750%3.455%$2,199.00
5/1 ARM; 2033
RatePointsMarginAPREst Closing Costs
3.500%2.125%2.750%3.561%$3,574.00
3.625%1.625%2.750%3.565%$3,074.00
3.750%1.125%2.750%3.568%$2,574.00
3.875%0.875%2.750%3.593%$2,324.00
4.000%0.750%2.750%3.629%$2,199.00
7/1 ARM; 2034
RatePointsMarginAPREst Closing Costs
3.875%2.250%2.750%3.799%$3,699.00
4.000%1.875%2.750%3.829%$3,324.00
4.125%1.500%2.750%3.858%$2,949.00
4.250%1.000%2.750%3.877%$2,449.00
4.375%0.750%2.750%3.917%$2,199.00
10/1 ARM; 2035
RatePointsMarginAPREst Closing Costs
4.000%2.375%2.750%4.005%$3,824.00
4.125%2.000%2.750%4.053%$3,449.00
4.250%1.500%2.750%4.091%$2,949.00
4.375%1.125%2.750%4.139%$2,574.00
4.500%0.750%2.750%4.188%$2,199.00
5 Year Balloon; 2036
RatePointsMarginAPREst Closing Costs
4.500%1.625%NA5.274%$3,074.00
4.625%1.125%NA5.281%$2,574.00
4.750%1.000%NA5.379%$2,449.00
4.875%0.875%NA5.476%$2,324.00
5.000%0.750%NA5.573%$2,199.00
7 Year Balloon; 2037
RatePointsMarginAPREst Closing Costs
4.500%2.125%NA5.180%$3,574.00
4.625%1.750%NA5.239%$3,199.00
4.750%1.375%NA5.297%$2,824.00
4.875%0.875%NA5.333%$2,324.00
5.000%0.750%NA5.437%$2,199.00
30 Yr Jumbo Fixed; 4452
RatePointsMarginAPREst Closing Costs
5.500%1.750%NA5.714%$9,435.00
5.625%1.250%NA5.794%$7,185.00
5.750%0.875%NA5.885%$5,497.00
5.875%0.500%NA5.977%$3,810.00
6.000%0.000%NA6.056%$1,560.00
15 Yr Jumbo Fixed; 4453
RatePointsMarginAPREst Closing Costs
4.750%1.875%NA5.121%$9,997.00
4.875%1.375%NA5.170%$7,747.00
5.000%0.875%NA5.219%$5,497.00
5.125%0.125%NA5.229%$2,122.00
5.250%0.000%NA5.336%$1,560.00
3/6 Jumbo LIBOR ARM; 4454
RatePointsMarginAPREst Closing Costs
4.250%1.500%2.250%3.143%$8,310.00
4.375%1.125%2.250%3.141%$6,622.00
4.500%0.750%2.250%3.139%$4,935.00
4.625%0.375%2.250%3.137%$3,247.00
4.750%0.000%2.250%3.135%$1,560.00
5/6 Jumbo LIBOR ARM; 4455
RatePointsMarginAPREst Closing Costs
4.500%2.000%2.250%3.495%$10,560.00
4.625%1.500%2.250%3.499%$8,310.00
4.750%1.000%2.250%3.503%$6,060.00
4.875%0.500%2.250%3.507%$3,810.00
5.000%0.000%2.250%3.511%$1,560.00
7/6 Jumbo LIBOR ARM; 4456
RatePointsMarginAPREst Closing Costs
4.875%1.375%2.250%3.855%$7,747.00
5.000%1.000%2.250%3.885%$6,060.00
5.125%0.750%2.250%3.927%$4,935.00
5.250%0.250%2.250%3.946%$2,685.00
5.375%0.000%2.250%3.988%$1,560.00
10/6 Jumbo LIBOR ARM; 4457
RatePointsMarginAPREst Closing Costs
5.125%1.625%2.250%4.346%$8,872.00
5.250%1.250%2.250%4.397%$7,185.00
5.375%0.875%2.250%4.447%$5,497.00
5.500%0.375%2.250%4.486%$3,247.00
5.625%0.000%2.250%4.537%$1,560.00
30 Yr Alt-A Fixed; 4458
RatePointsMarginAPREst Closing Costs
5.625%1.500%NA5.922%$2,950.00
5.750%1.000%NA6.002%$2,450.00
5.875%0.500%NA6.081%$1,950.00
6.000%0.250%NA6.184%$1,700.00
6.125%0.000%NA6.287%$1,450.00
15 Yr Alt-A Fixed; 4459
RatePointsMarginAPREst Closing Costs
4.875%1.125%NA5.303%$2,575.00
5.000%0.875%NA5.391%$2,325.00
5.125%1.000%NA5.538%$2,450.00
5.250%0.500%NA5.586%$1,950.00
5.375%0.000%NA5.635%$1,450.00
60/6 Alt-A ARM; 4461
RatePointsMarginAPREst Closing Costs
4.625%1.875%2.250%3.627%$3,325.00
4.750%1.375%2.250%3.631%$2,825.00
4.875%0.875%2.250%3.635%$2,325.00
5.000%0.375%2.250%3.639%$1,825.00
5.125%0.000%2.250%3.654%$1,450.00
84/6 Alt-A ARM; 4462
RatePointsMarginAPREst Closing Costs
5.000%1.500%2.250%4.030%$2,950.00
5.125%1.125%2.250%4.061%$2,575.00
5.250%0.750%2.250%4.091%$2,200.00
5.375%0.500%2.250%4.133%$1,950.00
5.500%0.000%2.250%4.153%$1,450.00
120/6 Alt-A ARM; 4463
RatePointsMarginAPREst Closing Costs
5.250%1.750%2.250%4.595%$3,200.00
5.375%1.250%2.250%4.634%$2,700.00
5.500%0.750%2.250%4.673%$2,200.00
5.625%0.250%2.250%4.712%$1,700.00
5.750%0.000%2.250%4.775%$1,450.00
30 Yr. Fixed Rate Super Conforming; 9448
RatePointsMarginAPREst Closing Costs
5.000%3.375%NA5.358%$15,734.00
5.125%2.750%NA5.428%$13,109.00
5.250%2.125%NA5.497%$10,484.00
5.375%1.375%NA5.554%$7,334.00
5.500%1.000%NA5.646%$5,759.00
15 Yr. Fixed Rate Super Conforming; 9449
RatePointsMarginAPREst Closing Costs
4.250%3.000%NA4.791%$14,159.00
4.375%2.500%NA4.840%$12,059.00
4.500%1.250%NA4.774%$6,809.00
4.625%0.500%NA4.786%$3,659.00
4.750%0.250%NA4.874%$2,609.00
5/1 Adjustable Rate Super Conforming; 9450
RatePointsMarginAPREst Closing Costs
4.000%3.625%2.750%3.783%$16,784.00
4.125%3.125%2.750%3.786%$14,684.00
4.250%2.625%2.750%3.790%$12,584.00
4.375%2.375%2.750%3.815%$11,534.00
4.500%2.250%2.750%3.851%$11,009.00

 

Equal Housing Lender