Rates Effective as of 9/8/2010


  1. The rates displayed for Conforming loan programs are based on a property value of $125,000 and a loan amount of $100,000.
  2. The rates displayed for Jumbo loan programs are based on a property value of $562,500 and a loan amount of $450,000.
  3. The rates displayed for Other loan programs are based on a property value of $450,000 and a loan amount of $360,000.
  4. The rates displayed for Jumbo Conforming loan programs are based on a property value of $525,000 and a loan amount of $420,000.

Actual rates for your transaction may vary depending on your specific terms.

Please use our Detailed Rate Quote Page for a complete list of rates adjusted to your specific transaction terms.

30 Yr. Fixed Rate; 2025
RatePointsMarginAPREst Closing Costs
4.125%2.250%NA4.457%$3,699.00
4.250%1.875%NA4.552%$3,324.00
4.375%1.250%NA4.624%$2,699.00
4.500%0.500%NA4.685%$1,949.00
4.625%0.250%NA4.790%$1,699.00
20 Yr. Fixed Rate; 2027
RatePointsMarginAPREst Closing Costs
4.125%2.000%NA4.554%$3,449.00
4.250%1.625%NA4.636%$3,074.00
4.375%1.000%NA4.688%$2,449.00
4.500%0.250%NA4.724%$1,699.00
4.625%0.250%NA4.851%$1,699.00
15 Yr. Fixed Rate; 2028
RatePointsMarginAPREst Closing Costs
3.625%1.000%NA4.012%$2,450.00
3.750%0.750%NA4.101%$2,200.00
3.875%0.500%NA4.190%$1,950.00
4.000%0.125%NA4.260%$1,575.00
4.125%0.000%NA4.368%$1,450.00
10 Yr. Fixed Rate; 2029
RatePointsMarginAPREst Closing Costs
3.625%1.000%NA4.185%$2,450.00
3.750%0.750%NA4.258%$2,200.00
3.875%0.500%NA4.330%$1,950.00
4.000%0.125%NA4.375%$1,575.00
4.125%0.000%NA4.475%$1,450.00
3/1 ARM; 2032
RatePointsMarginAPREst Closing Costs
2.750%1.750%2.750%3.209%$3,199.00
2.875%1.250%2.750%3.197%$2,699.00
3.000%0.750%2.750%3.185%$2,199.00
3.125%0.625%2.750%3.203%$2,074.00
3.250%0.250%2.750%3.201%$1,699.00
5/1 ARM; 2033
RatePointsMarginAPREst Closing Costs
3.000%0.875%2.750%3.195%$2,324.00
3.125%0.750%2.750%3.229%$2,199.00
3.250%0.500%2.750%3.253%$1,949.00
3.375%0.375%2.750%3.288%$1,824.00
3.500%0.250%2.750%3.323%$1,699.00
7/1 ARM; 2034
RatePointsMarginAPREst Closing Costs
3.500%1.125%2.750%3.453%$2,574.00
3.625%0.875%2.750%3.492%$2,324.00
3.750%0.625%2.750%3.532%$2,074.00
3.875%0.375%2.750%3.571%$1,824.00
4.000%0.250%2.750%3.622%$1,699.00
10/1 ARM; 2035
RatePointsMarginAPREst Closing Costs
3.750%1.750%2.750%3.740%$3,199.00
3.875%1.500%2.750%3.799%$2,949.00
4.000%1.125%2.750%3.847%$2,574.00
4.125%0.750%2.750%3.895%$2,199.00
4.250%0.250%2.750%3.933%$1,699.00
5 Year Balloon; 2036
RatePointsMarginAPREst Closing Costs
5.750%0.750%NA6.339%$2,199.00
5.875%0.625%NA6.436%$2,074.00
6.000%0.500%NA6.532%$1,949.00
6.125%0.375%NA6.629%$1,824.00
6.250%0.250%NA6.726%$1,699.00
7 Year Balloon; 2037
RatePointsMarginAPREst Closing Costs
5.000%0.750%NA5.437%$2,199.00
5.125%0.625%NA5.541%$2,074.00
5.250%0.500%NA5.645%$1,949.00
5.375%0.375%NA5.749%$1,824.00
5.500%0.250%NA5.853%$1,699.00
30 Yr Jumbo Fixed; 4452
RatePointsMarginAPREst Closing Costs
4.375%3.000%NA4.682%$15,059.00
4.500%2.125%NA4.731%$11,122.00
4.625%1.625%NA4.814%$8,872.00
4.750%1.000%NA4.885%$6,059.00
4.875%0.500%NA4.967%$3,809.00
15 Yr Jumbo Fixed; 4453
RatePointsMarginAPREst Closing Costs
3.875%2.375%NA4.308%$12,247.00
4.000%1.875%NA4.358%$9,997.00
4.125%1.250%NA4.390%$7,184.00
4.250%0.625%NA4.422%$4,372.00
4.375%0.500%NA4.529%$3,809.00
3/6 Jumbo LIBOR ARM; 4454
RatePointsMarginAPREst Closing Costs
3.750%1.625%2.250%3.138%$8,872.00
3.875%1.250%2.250%3.136%$7,184.00
4.000%0.875%2.250%3.134%$5,497.00
4.125%0.625%2.250%3.143%$4,372.00
4.250%0.500%2.250%3.161%$3,809.00
5/6 Jumbo LIBOR ARM; 4455
RatePointsMarginAPREst Closing Costs
3.250%1.500%2.250%3.080%$8,309.00
3.375%1.000%2.250%3.084%$6,059.00
3.500%0.750%2.250%3.108%$4,934.00
3.625%0.625%2.250%3.143%$4,372.00
3.750%0.500%2.250%3.177%$3,809.00
7/6 Jumbo LIBOR ARM; 4456
RatePointsMarginAPREst Closing Costs
4.500%1.625%2.250%3.756%$8,872.00
4.625%1.250%2.250%3.786%$7,184.00
4.750%0.875%2.250%3.816%$5,497.00
4.875%0.625%2.250%3.857%$4,372.00
5.000%0.500%2.250%3.909%$3,809.00
10/6 Jumbo LIBOR ARM; 4457
RatePointsMarginAPREst Closing Costs
4.750%2.000%2.250%4.127%$10,559.00
4.875%1.750%2.250%4.188%$9,434.00
5.000%1.250%2.250%4.227%$7,184.00
5.125%0.875%2.250%4.277%$5,497.00
5.250%0.500%2.250%4.327%$3,809.00
30 Yr. Fixed Rate Super Conforming; 9448
RatePointsMarginAPREst Closing Costs
4.250%2.500%NA4.512%$12,059.00
4.375%2.125%NA4.606%$10,484.00
4.500%1.500%NA4.678%$7,859.00
4.625%0.750%NA4.739%$4,709.00
4.750%0.500%NA4.843%$3,659.00
15 Yr. Fixed Rate Super Conforming; 9449
RatePointsMarginAPREst Closing Costs
3.750%1.250%NA4.014%$6,809.00
3.875%1.000%NA4.103%$5,759.00
4.000%0.750%NA4.192%$4,709.00
4.125%0.375%NA4.262%$3,134.00
4.250%0.250%NA4.369%$2,609.00
5/1 Adjustable Rate Super Conforming; 9450
RatePointsMarginAPREst Closing Costs
3.125%2.375%2.750%3.274%$11,534.00
3.250%2.250%2.750%3.308%$11,009.00
3.375%2.000%2.750%3.333%$9,959.00
3.500%1.875%2.750%3.368%$9,434.00
3.625%1.750%2.750%3.402%$8,909.00

 

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