Rates Effective as of 7/29/2010


  1. The rates displayed for Conforming loan programs are based on a property value of $125,000 and a loan amount of $100,000.
  2. The rates displayed for Jumbo loan programs are based on a property value of $562,500 and a loan amount of $450,000.
  3. The rates displayed for Other loan programs are based on a property value of $450,000 and a loan amount of $360,000.
  4. The rates displayed for Jumbo Conforming loan programs are based on a property value of $525,000 and a loan amount of $420,000.

Actual rates for your transaction may vary depending on your specific terms.

Please use our Detailed Rate Quote Page for a complete list of rates adjusted to your specific transaction terms.

30 Yr. Fixed Rate; 2025
RatePointsMarginAPREst Closing Costs
4.250%2.125%NA4.574%$3,574.00
4.375%1.500%NA4.646%$2,949.00
4.500%1.125%NA4.740%$2,574.00
4.625%0.625%NA4.823%$2,074.00
4.750%0.250%NA4.916%$1,699.00
20 Yr. Fixed Rate; 2027
RatePointsMarginAPREst Closing Costs
4.250%1.875%NA4.667%$3,324.00
4.375%1.250%NA4.718%$2,699.00
4.500%0.875%NA4.800%$2,324.00
4.625%0.375%NA4.866%$1,824.00
4.750%0.250%NA4.977%$1,699.00
15 Yr. Fixed Rate; 2028
RatePointsMarginAPREst Closing Costs
3.625%1.875%NA4.145%$3,325.00
3.750%1.375%NA4.196%$2,825.00
3.875%0.875%NA4.247%$2,325.00
4.000%0.375%NA4.298%$1,825.00
4.125%0.000%NA4.368%$1,450.00
10 Yr. Fixed Rate; 2029
RatePointsMarginAPREst Closing Costs
3.625%1.875%NA4.378%$3,325.00
3.750%1.375%NA4.395%$2,825.00
3.875%0.875%NA4.412%$2,325.00
4.000%0.375%NA4.430%$1,825.00
4.125%0.000%NA4.475%$1,450.00
3/1 ARM; 2032
RatePointsMarginAPREst Closing Costs
2.500%2.250%2.750%3.194%$3,699.00
2.625%1.750%2.750%3.181%$3,199.00
2.750%1.250%2.750%3.169%$2,699.00
2.875%0.750%2.750%3.157%$2,199.00
3.000%0.250%2.750%3.144%$1,699.00
5/1 ARM; 2033
RatePointsMarginAPREst Closing Costs
2.625%2.125%2.750%3.163%$3,574.00
2.750%1.625%2.750%3.167%$3,074.00
2.875%1.125%2.750%3.171%$2,574.00
3.000%0.625%2.750%3.175%$2,074.00
3.125%0.250%2.750%3.189%$1,699.00
7/1 ARM; 2034
RatePointsMarginAPREst Closing Costs
3.125%1.750%2.750%3.326%$3,199.00
3.250%1.375%2.750%3.354%$2,824.00
3.375%1.000%2.750%3.383%$2,449.00
3.500%0.625%2.750%3.412%$2,074.00
3.625%0.250%2.750%3.440%$1,699.00
10/1 ARM; 2035
RatePointsMarginAPREst Closing Costs
3.375%1.875%2.750%3.512%$3,324.00
3.500%1.375%2.750%3.549%$2,824.00
3.625%1.000%2.750%3.596%$2,449.00
3.750%0.500%2.750%3.634%$1,949.00
3.875%0.250%2.750%3.692%$1,699.00
5 Year Balloon; 2036
RatePointsMarginAPREst Closing Costs
5.250%0.750%NA5.828%$2,199.00
5.375%0.625%NA5.926%$2,074.00
5.500%0.500%NA6.023%$1,949.00
5.625%0.375%NA6.120%$1,824.00
5.750%0.250%NA6.216%$1,699.00
7 Year Balloon; 2037
RatePointsMarginAPREst Closing Costs
4.625%1.125%NA5.124%$2,574.00
4.750%0.875%NA5.205%$2,324.00
4.875%0.625%NA5.287%$2,074.00
5.000%0.375%NA5.368%$1,824.00
5.125%0.250%NA5.472%$1,699.00
30 Yr Jumbo Fixed; 4452
RatePointsMarginAPREst Closing Costs
4.500%1.750%NA4.698%$9,435.00
4.625%1.250%NA4.781%$7,185.00
4.750%0.875%NA4.874%$5,497.00
4.875%0.500%NA4.967%$3,810.00
5.000%0.000%NA5.049%$1,560.00
15 Yr Jumbo Fixed; 4453
RatePointsMarginAPREst Closing Costs
3.875%1.875%NA4.231%$9,997.00
4.000%1.375%NA4.282%$7,747.00
4.125%0.625%NA4.295%$4,372.00
4.250%0.125%NA4.347%$2,122.00
4.375%0.000%NA4.454%$1,560.00
3/6 Jumbo LIBOR ARM; 4454
RatePointsMarginAPREst Closing Costs
3.500%1.625%2.250%3.280%$8,872.00
3.625%1.250%2.250%3.277%$7,185.00
3.750%0.875%2.250%3.275%$5,497.00
3.875%0.500%2.250%3.273%$3,810.00
4.000%0.000%2.250%3.261%$1,560.00
5/6 Jumbo LIBOR ARM; 4455
RatePointsMarginAPREst Closing Costs
3.000%1.500%2.250%3.156%$8,310.00
3.125%1.000%2.250%3.160%$6,060.00
3.250%0.500%2.250%3.164%$3,810.00
3.375%0.000%2.250%3.168%$1,560.00
3.500%0.000%2.250%3.213%$1,560.00
7/6 Jumbo LIBOR ARM; 4456
RatePointsMarginAPREst Closing Costs
4.625%0.375%2.250%3.845%$3,247.00
4.750%0.000%2.250%3.875%$1,560.00
4.875%0.000%2.250%3.938%$1,560.00
5.000%0.000%2.250%4.000%$1,560.00
5.125%0.000%2.250%4.063%$1,560.00
10/6 Jumbo LIBOR ARM; 4457
RatePointsMarginAPREst Closing Costs
4.625%1.000%2.250%3.954%$6,060.00
4.750%0.625%2.250%4.003%$4,372.00
4.875%0.375%2.250%4.064%$3,247.00
5.000%0.000%2.250%4.114%$1,560.00
5.125%0.000%2.250%4.198%$1,560.00
30 Yr. Fixed Rate Super Conforming; 9448
RatePointsMarginAPREst Closing Costs
4.375%2.375%NA4.628%$11,534.00
4.500%1.750%NA4.700%$8,909.00
4.625%1.375%NA4.794%$7,334.00
4.750%0.875%NA4.876%$5,234.00
4.875%0.500%NA4.969%$3,659.00
15 Yr. Fixed Rate Super Conforming; 9449
RatePointsMarginAPREst Closing Costs
3.750%2.125%NA4.146%$10,484.00
3.875%1.625%NA4.197%$8,384.00
4.000%1.125%NA4.248%$6,284.00
4.125%0.625%NA4.299%$4,184.00
4.250%0.250%NA4.369%$2,609.00
5/1 Adjustable Rate Super Conforming; 9450
RatePointsMarginAPREst Closing Costs
2.750%3.625%2.750%3.242%$16,784.00
2.875%3.125%2.750%3.246%$14,684.00
3.000%2.625%2.750%3.250%$12,584.00
3.125%2.125%2.750%3.253%$10,484.00
3.250%1.750%2.750%3.267%$8,909.00

 

Equal Housing Lender