Rates Effective as of 3/12/2010


  1. The rates displayed for Conforming loan programs are based on a property value of $125,000 and a loan amount of $100,000.
  2. The rates displayed for Jumbo loan programs are based on a property value of $562,500 and a loan amount of $450,000.
  3. The rates displayed for Other loan programs are based on a property value of $450,000 and a loan amount of $360,000.
  4. The rates displayed for Second mortgages are based on a property value of $125,000 and a loan amount of $25,000.
  5. The rates displayed for Jumbo Conforming loan programs are based on a property value of $525,000 and a loan amount of $420,000.

Actual rates for your transaction may vary depending on your specific terms.

Please use our Detailed Rate Quote Page for a complete list of rates adjusted to your specific transaction terms.

30 Yr. Fixed Rate; 2025
RatePointsMarginAPREst Closing Costs
4.500%3.625%NA4.967%$5,074.00
4.625%2.625%NA5.004%$4,074.00
4.750%2.000%NA5.074%$3,449.00
4.875%1.500%NA5.156%$2,949.00
5.000%0.750%NA5.215%$2,199.00
20 Yr. Fixed Rate; 2027
RatePointsMarginAPREst Closing Costs
4.500%3.375%NA5.109%$4,824.00
4.625%2.375%NA5.112%$3,824.00
4.750%1.750%NA5.162%$3,199.00
4.875%1.250%NA5.227%$2,699.00
5.000%0.750%NA5.293%$2,199.00
15 Yr. Fixed Rate; 2028
RatePointsMarginAPREst Closing Costs
3.875%4.125%NA4.754%$5,575.00
4.000%2.750%NA4.665%$4,200.00
4.125%1.375%NA4.578%$2,825.00
4.250%0.625%NA4.590%$2,075.00
4.375%0.000%NA4.621%$1,450.00
10 Yr. Fixed Rate; 2029
RatePointsMarginAPREst Closing Costs
3.875%4.125%NA5.145%$5,575.00
4.000%2.750%NA4.959%$4,200.00
4.125%1.375%NA4.778%$2,825.00
4.250%0.625%NA4.739%$2,075.00
4.375%0.000%NA4.729%$1,450.00
3/1 ARM; 2032
RatePointsMarginAPREst Closing Costs
3.375%2.375%2.750%3.503%$3,824.00
3.500%1.875%2.750%3.491%$3,324.00
3.625%1.375%2.750%3.478%$2,824.00
3.750%0.875%2.750%3.465%$2,324.00
3.875%0.750%2.750%3.484%$2,199.00
5/1 ARM; 2033
RatePointsMarginAPREst Closing Costs
3.625%2.000%2.750%3.596%$3,449.00
3.750%1.500%2.750%3.600%$2,949.00
3.875%1.250%2.750%3.625%$2,699.00
4.000%0.875%2.750%3.639%$2,324.00
4.125%0.750%2.750%3.675%$2,199.00
7/1 ARM; 2034
RatePointsMarginAPREst Closing Costs
4.125%2.000%2.750%3.902%$3,449.00
4.250%1.625%2.750%3.931%$3,074.00
4.375%1.250%2.750%3.961%$2,699.00
4.500%1.000%2.750%4.001%$2,449.00
4.625%0.750%2.750%4.042%$2,199.00
10/1 ARM; 2035
RatePointsMarginAPREst Closing Costs
4.375%1.875%2.750%4.206%$3,324.00
4.500%1.500%2.750%4.255%$2,949.00
4.625%1.125%2.750%4.304%$2,574.00
4.750%0.875%2.750%4.365%$2,324.00
4.875%0.750%2.750%4.437%$2,199.00
5 Year Balloon; 2036
RatePointsMarginAPREst Closing Costs
4.500%1.625%NA5.274%$3,074.00
4.625%1.125%NA5.281%$2,574.00
4.750%1.000%NA5.379%$2,449.00
4.875%0.875%NA5.476%$2,324.00
5.000%0.750%NA5.573%$2,199.00
7 Year Balloon; 2037
RatePointsMarginAPREst Closing Costs
4.500%2.125%NA5.180%$3,574.00
4.625%1.625%NA5.216%$3,074.00
4.750%1.250%NA5.274%$2,699.00
4.875%0.875%NA5.333%$2,324.00
5.000%0.750%NA5.437%$2,199.00
30 Yr Jumbo Fixed; 4452
RatePointsMarginAPREst Closing Costs
5.500%1.750%NA5.714%$9,435.00
5.625%1.250%NA5.794%$7,185.00
5.750%0.875%NA5.885%$5,497.00
5.875%0.500%NA5.977%$3,810.00
6.000%0.000%NA6.056%$1,560.00
15 Yr Jumbo Fixed; 4453
RatePointsMarginAPREst Closing Costs
4.875%1.875%NA5.248%$9,997.00
5.000%1.375%NA5.297%$7,747.00
5.125%0.625%NA5.307%$4,372.00
5.250%0.500%NA5.414%$3,810.00
5.375%0.000%NA5.462%$1,560.00
3/6 Jumbo LIBOR ARM; 4454
RatePointsMarginAPREst Closing Costs
4.375%1.250%2.250%3.152%$7,185.00
4.500%0.875%2.250%3.150%$5,497.00
4.625%0.500%2.250%3.148%$3,810.00
4.750%0.125%2.250%3.146%$2,122.00
4.875%0.000%2.250%3.164%$1,560.00
5/6 Jumbo LIBOR ARM; 4455
RatePointsMarginAPREst Closing Costs
4.625%1.625%2.250%3.510%$8,872.00
4.750%1.125%2.250%3.514%$6,622.00
4.875%0.625%2.250%3.518%$4,372.00
5.000%0.125%2.250%3.522%$2,122.00
5.125%0.000%2.250%3.558%$1,560.00
7/6 Jumbo LIBOR ARM; 4456
RatePointsMarginAPREst Closing Costs
5.125%1.375%2.250%3.983%$7,747.00
5.250%0.875%2.250%4.002%$5,497.00
5.375%0.625%2.250%4.044%$4,372.00
5.500%0.125%2.250%4.064%$2,122.00
5.625%0.000%2.250%4.117%$1,560.00
10/6 Jumbo LIBOR ARM; 4457
RatePointsMarginAPREst Closing Costs
5.375%1.375%2.250%4.494%$7,747.00
5.500%0.875%2.250%4.533%$5,497.00
5.625%0.500%2.250%4.584%$3,810.00
5.750%0.125%2.250%4.635%$2,122.00
5.875%0.000%2.250%4.710%$1,560.00
30 Yr Alt-A Fixed; 4458
RatePointsMarginAPREst Closing Costs
5.625%1.500%NA5.922%$2,950.00
5.750%1.000%NA6.002%$2,450.00
5.875%0.500%NA6.081%$1,950.00
6.000%0.250%NA6.184%$1,700.00
6.125%0.000%NA6.287%$1,450.00
15 Yr Alt-A Fixed; 4459
RatePointsMarginAPREst Closing Costs
5.000%1.125%NA5.431%$2,575.00
5.125%0.875%NA5.518%$2,325.00
5.250%1.000%NA5.666%$2,450.00
5.375%0.500%NA5.713%$1,950.00
5.500%0.000%NA5.761%$1,450.00
60/6 Alt-A ARM; 4461
RatePointsMarginAPREst Closing Costs
4.750%1.500%2.250%3.642%$2,950.00
4.875%1.000%2.250%3.646%$2,450.00
5.000%0.500%2.250%3.650%$1,950.00
5.125%0.125%2.250%3.665%$1,575.00
5.250%0.000%2.250%3.702%$1,450.00
84/6 Alt-A ARM; 4462
RatePointsMarginAPREst Closing Costs
5.250%1.375%2.250%4.149%$2,825.00
5.375%1.125%2.250%4.191%$2,575.00
5.500%0.625%2.250%4.210%$2,075.00
5.625%0.125%2.250%4.230%$1,575.00
5.750%0.000%2.250%4.284%$1,450.00
120/6 Alt-A ARM; 4463
RatePointsMarginAPREst Closing Costs
5.500%1.125%2.250%4.709%$2,575.00
5.625%0.625%2.250%4.748%$2,075.00
5.750%0.375%2.250%4.811%$1,825.00
5.875%0.125%2.250%4.874%$1,575.00
6.000%0.000%2.250%4.950%$1,450.00
30 Yr. Fixed Rate Super Conforming; 9448
RatePointsMarginAPREst Closing Costs
5.000%3.875%NA5.405%$17,834.00
5.125%2.875%NA5.439%$13,634.00
5.250%2.250%NA5.509%$11,009.00
5.375%1.750%NA5.589%$8,909.00
5.500%1.000%NA5.646%$5,759.00
15 Yr. Fixed Rate Super Conforming; 9449
RatePointsMarginAPREst Closing Costs
4.375%4.375%NA5.137%$19,934.00
4.500%3.000%NA5.046%$14,159.00
4.625%1.625%NA4.959%$8,384.00
4.750%0.875%NA4.970%$5,234.00
4.875%0.250%NA5.000%$2,609.00
5/1 Adjustable Rate Super Conforming; 9450
RatePointsMarginAPREst Closing Costs
4.125%3.500%2.750%3.819%$16,259.00
4.250%3.000%2.750%3.822%$14,159.00
4.375%2.750%2.750%3.848%$13,109.00
4.500%2.375%2.750%3.862%$11,534.00
4.625%2.250%2.750%3.899%$11,009.00

 

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