Rates Effective as of 3/11/2010


  1. The rates displayed for Conforming loan programs are based on a property value of $125,000 and a loan amount of $100,000.
  2. The rates displayed for Jumbo loan programs are based on a property value of $562,500 and a loan amount of $450,000.
  3. The rates displayed for Other loan programs are based on a property value of $450,000 and a loan amount of $360,000.
  4. The rates displayed for Second mortgages are based on a property value of $125,000 and a loan amount of $25,000.
  5. The rates displayed for Jumbo Conforming loan programs are based on a property value of $525,000 and a loan amount of $420,000.

Actual rates for your transaction may vary depending on your specific terms.

Please use our Detailed Rate Quote Page for a complete list of rates adjusted to your specific transaction terms.

30 Yr. Fixed Rate; 2025
RatePointsMarginAPREst Closing Costs
4.500%3.375%NA4.944%$4,824.00
4.625%2.375%NA4.981%$3,824.00
4.750%1.750%NA5.052%$3,199.00
4.875%1.250%NA5.134%$2,699.00
5.000%0.750%NA5.215%$2,199.00
20 Yr. Fixed Rate; 2027
RatePointsMarginAPREst Closing Costs
4.500%3.125%NA5.078%$4,574.00
4.625%2.125%NA5.081%$3,574.00
4.750%1.500%NA5.131%$2,949.00
4.875%1.000%NA5.196%$2,449.00
5.000%0.750%NA5.293%$2,199.00
15 Yr. Fixed Rate; 2028
RatePointsMarginAPREst Closing Costs
3.875%4.000%NA4.734%$5,450.00
4.000%2.625%NA4.645%$4,075.00
4.125%1.250%NA4.559%$2,700.00
4.250%0.500%NA4.571%$1,950.00
4.375%0.000%NA4.621%$1,450.00
10 Yr. Fixed Rate; 2029
RatePointsMarginAPREst Closing Costs
3.875%4.000%NA5.116%$5,450.00
4.000%2.625%NA4.931%$4,075.00
4.125%1.250%NA4.750%$2,700.00
4.250%0.500%NA4.712%$1,950.00
4.375%0.000%NA4.729%$1,450.00
3/1 ARM; 2032
RatePointsMarginAPREst Closing Costs
3.250%2.750%2.750%3.506%$4,199.00
3.375%2.250%2.750%3.493%$3,699.00
3.500%1.750%2.750%3.480%$3,199.00
3.625%1.250%2.750%3.467%$2,699.00
3.750%0.750%2.750%3.455%$2,199.00
5/1 ARM; 2033
RatePointsMarginAPREst Closing Costs
3.500%2.375%2.750%3.582%$3,824.00
3.625%1.875%2.750%3.586%$3,324.00
3.750%1.375%2.750%3.589%$2,824.00
3.875%1.125%2.750%3.614%$2,574.00
4.000%0.750%2.750%3.629%$2,199.00
7/1 ARM; 2034
RatePointsMarginAPREst Closing Costs
4.000%2.250%2.750%3.861%$3,699.00
4.125%1.875%2.750%3.891%$3,324.00
4.250%1.500%2.750%3.920%$2,949.00
4.375%1.125%2.750%3.950%$2,574.00
4.500%0.750%2.750%3.979%$2,199.00
10/1 ARM; 2035
RatePointsMarginAPREst Closing Costs
4.250%2.000%2.750%4.135%$3,449.00
4.375%1.625%2.750%4.184%$3,074.00
4.500%1.375%2.750%4.244%$2,824.00
4.625%1.000%2.750%4.293%$2,449.00
4.750%0.750%2.750%4.353%$2,199.00
5 Year Balloon; 2036
RatePointsMarginAPREst Closing Costs
4.375%2.125%NA5.267%$3,574.00
4.500%1.625%NA5.274%$3,074.00
4.625%1.125%NA5.281%$2,574.00
4.750%0.875%NA5.348%$2,324.00
4.875%0.750%NA5.446%$2,199.00
7 Year Balloon; 2037
RatePointsMarginAPREst Closing Costs
4.500%2.000%NA5.157%$3,449.00
4.625%1.625%NA5.216%$3,074.00
4.750%1.250%NA5.274%$2,699.00
4.875%0.875%NA5.333%$2,324.00
5.000%0.750%NA5.437%$2,199.00
30 Yr Jumbo Fixed; 4452
RatePointsMarginAPREst Closing Costs
5.500%1.750%NA5.714%$9,435.00
5.625%1.250%NA5.794%$7,185.00
5.750%0.875%NA5.885%$5,497.00
5.875%0.500%NA5.977%$3,810.00
6.000%0.000%NA6.056%$1,560.00
15 Yr Jumbo Fixed; 4453
RatePointsMarginAPREst Closing Costs
4.875%1.875%NA5.248%$9,997.00
5.000%1.375%NA5.297%$7,747.00
5.125%0.625%NA5.307%$4,372.00
5.250%0.500%NA5.414%$3,810.00
5.375%0.000%NA5.462%$1,560.00
3/6 Jumbo LIBOR ARM; 4454
RatePointsMarginAPREst Closing Costs
4.250%1.500%2.250%3.143%$8,310.00
4.375%1.125%2.250%3.141%$6,622.00
4.500%0.750%2.250%3.139%$4,935.00
4.625%0.375%2.250%3.137%$3,247.00
4.750%0.000%2.250%3.135%$1,560.00
5/6 Jumbo LIBOR ARM; 4455
RatePointsMarginAPREst Closing Costs
4.500%1.625%2.250%3.463%$8,872.00
4.625%1.125%2.250%3.467%$6,622.00
4.750%0.625%2.250%3.471%$4,372.00
4.875%0.125%2.250%3.475%$2,122.00
5.000%0.000%2.250%3.511%$1,560.00
7/6 Jumbo LIBOR ARM; 4456
RatePointsMarginAPREst Closing Costs
5.000%1.375%2.250%3.919%$7,747.00
5.125%1.125%2.250%3.961%$6,622.00
5.250%0.625%2.250%3.980%$4,372.00
5.375%0.375%2.250%4.022%$3,247.00
5.500%0.000%2.250%4.052%$1,560.00
10/6 Jumbo LIBOR ARM; 4457
RatePointsMarginAPREst Closing Costs
5.250%1.375%2.250%4.408%$7,747.00
5.375%1.000%2.250%4.459%$6,060.00
5.500%0.500%2.250%4.498%$3,810.00
5.625%0.125%2.250%4.549%$2,122.00
5.750%0.000%2.250%4.623%$1,560.00
30 Yr Alt-A Fixed; 4458
RatePointsMarginAPREst Closing Costs
5.625%1.500%NA5.922%$2,950.00
5.750%1.000%NA6.002%$2,450.00
5.875%0.500%NA6.081%$1,950.00
6.000%0.250%NA6.184%$1,700.00
6.125%0.000%NA6.287%$1,450.00
15 Yr Alt-A Fixed; 4459
RatePointsMarginAPREst Closing Costs
5.000%1.125%NA5.431%$2,575.00
5.125%0.875%NA5.518%$2,325.00
5.250%1.000%NA5.666%$2,450.00
5.375%0.500%NA5.713%$1,950.00
5.500%0.000%NA5.761%$1,450.00
60/6 Alt-A ARM; 4461
RatePointsMarginAPREst Closing Costs
4.625%1.625%2.250%3.605%$3,075.00
4.750%1.125%2.250%3.609%$2,575.00
4.875%0.625%2.250%3.613%$2,075.00
5.000%0.125%2.250%3.617%$1,575.00
5.125%0.000%2.250%3.654%$1,450.00
84/6 Alt-A ARM; 4462
RatePointsMarginAPREst Closing Costs
5.125%1.625%2.250%4.106%$3,075.00
5.250%1.250%2.250%4.137%$2,700.00
5.375%1.000%2.250%4.180%$2,450.00
5.500%0.500%2.250%4.199%$1,950.00
5.625%0.000%2.250%4.218%$1,450.00
120/6 Alt-A ARM; 4463
RatePointsMarginAPREst Closing Costs
5.375%1.375%2.250%4.646%$2,825.00
5.500%0.875%2.250%4.685%$2,325.00
5.625%0.375%2.250%4.724%$1,825.00
5.750%0.125%2.250%4.787%$1,575.00
5.875%0.000%2.250%4.862%$1,450.00
30 Yr. Fixed Rate Super Conforming; 9448
RatePointsMarginAPREst Closing Costs
5.000%3.625%NA5.381%$16,784.00
5.125%2.625%NA5.416%$12,584.00
5.250%2.000%NA5.485%$9,959.00
5.375%1.500%NA5.566%$7,859.00
5.500%1.000%NA5.646%$5,759.00
15 Yr. Fixed Rate Super Conforming; 9449
RatePointsMarginAPREst Closing Costs
4.375%4.250%NA5.117%$19,409.00
4.500%2.875%NA5.027%$13,634.00
4.625%1.500%NA4.939%$7,859.00
4.750%0.750%NA4.950%$4,709.00
4.875%0.250%NA5.000%$2,609.00
5/1 Adjustable Rate Super Conforming; 9450
RatePointsMarginAPREst Closing Costs
4.000%3.875%2.750%3.805%$17,834.00
4.125%3.375%2.750%3.808%$15,734.00
4.250%2.875%2.750%3.811%$13,634.00
4.375%2.625%2.750%3.837%$12,584.00
4.500%2.250%2.750%3.851%$11,009.00

 

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